Certificate of Deposit

A certificate of deposit has become an important part of an investment portfolio. What is a certificate of deposit? Why is a certificate of deposit so popular? What is the best certificate of deposit rate I can get? Many people advertise for the highest rate on certificate of deposit but are they really the best certificate of deposits for you? Are they even the best certificate of deposit rate for anyone? All these questions regarding a certificate of deposit are on most investors' mind and here on this Certificate of Deposit website, we will provide resources to answer those questions about certificates of deposit. We discuss the best certificate of deposits in the following section of our Certificate of Deposit website.

Is a certificate of deposit a bond, a stock, or neither?

A certificate of deposit has the following characteristics:

a fixed rate of interest, the certificate of deposit rate,
a fixed maturity, and
your principal investment will be returned in full at the end of the certificate of deposit term

Therefore, a certificate of deposit is a bond, not stock. A certificate of deposit has the same general characteristics a bond has.

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